--- title: Veritas Risk Management & Insurance Services Blog (5) description: Trying to learn more about insurance, safety, & risk management? We send out information weekly to help you protect your family and/or your business. (5) --- [Skip to the main content.](https://education.veritasrm.com/page/5#main-content) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png?width=679&height=124&name=Screenshot_2022-07-27_161347-removebg-preview.png "Veritas Insurance")](https://veritasrm.com/) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/veritasrm-1.png?width=1000&height=145&name=veritasrm-1.png "Veritas Insurance")](https://veritasrm.com/) - Get Insurance - [Business Insurance](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) Search *Search* Toggle Menu Search *Search* Toggle Menu - Get Insurance *Toggle Menu* - [Business Insurance *Toggle Menu*](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us *Toggle Menu* - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team *Toggle Menu*](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) [*Facebook*](https://education.veritasrm.com/page/5#0) [*Instagram*](https://education.veritasrm.com/page/5#0) [*LinkedIn*](https://education.veritasrm.com/page/5#0) [*Twitter*](https://education.veritasrm.com/page/5#0) [*Youtube*](https://education.veritasrm.com/page/5#0) [*Medium*](https://education.veritasrm.com/page/5#0) # Veritas Blog Explore the basics of different insurance types and discover how knowing your coverage details can protect you. Our blog features easy-to-read articles that highlight the importance of proper coverage. Learn more and ensure you’re fully protected—simply and clearly. Additionally, stay up to date on our work in the community! ##### Sign Up Today [![](https://education.veritasrm.com/hs-fs/hubfs/Veritas%20Risk%20Management%20(YouTube%20Thumbnail).png?width=1280&height=720&name=Veritas%20Risk%20Management%20(YouTube%20Thumbnail).png)](https://education.veritasrm.com/smart-electrical-safety-tips-to-prevent-home-fires) 2 min read #### [Smart Electrical Safety Tips to Prevent Home Fires](https://education.veritasrm.com/smart-electrical-safety-tips-to-prevent-home-fires) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): November 6, 2024 at 12:30 PM Electrical fires are a major concern for homeowners, and preventing them is critical for home safety. According to the National Fire Protection... [Home Insurance](https://education.veritasrm.com/tag/home-insurance) [Safety Tips](https://education.veritasrm.com/tag/safety-tips) [![](https://education.veritasrm.com/hs-fs/hubfs/960x0-1.jpg?width=959&height=678&name=960x0-1.jpg)](https://education.veritasrm.com/best-of-remote-work-hr-insights) 3 min read #### [Best Of: Remote Work HR Insights](https://education.veritasrm.com/best-of-remote-work-hr-insights) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): November 4, 2024 at 5:45 PM Managing Employees Who Struggle in the Remote Environment [HR Compliance](https://education.veritasrm.com/tag/hr-compliance) [![](https://education.veritasrm.com/hs-fs/hubfs/Safe-workplace-safety-team.jpg?width=1200&height=800&name=Safe-workplace-safety-team.jpg)](https://education.veritasrm.com/the-building-blocks-of-a-safe-workplace-1) 3 min read #### [The Building Blocks of a Safe Workplace](https://education.veritasrm.com/the-building-blocks-of-a-safe-workplace-1) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): November 1, 2024 at 5:43 PM Building a comprehensive safety culture is the best way to reduce illnesses and injuries, and their associated costs. But creating such a culture is... [Business Insights](https://education.veritasrm.com/tag/business-insights) [![](https://education.veritasrm.com/hs-fs/hubfs/031920%20Telemed%20712%20(1).jpg?width=712&height=399&name=031920%20Telemed%20712%20(1).jpg)](https://education.veritasrm.com/utilizing-telemedicine-1) 3 min read #### [Utilizing Telemedicine](https://education.veritasrm.com/utilizing-telemedicine-1) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): October 30, 2024 at 5:42 PM In the world of workers’ compensation, it can be a challenge for employers to find a way to ensure high-quality, yet affordable care for an employee... [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [![](https://education.veritasrm.com/hs-fs/hubfs/Capture2.png?width=850&height=478&name=Capture2.png)](https://education.veritasrm.com/your-experience-modification-factor) 3 min read #### [Your Experience Modification Factor](https://education.veritasrm.com/your-experience-modification-factor) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): October 28, 2024 at 5:41 PM Why is this Important for You? [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [![](https://education.veritasrm.com/hs-fs/hubfs/Smiling%20group%20of%20co-workers%20standing%20in%20office.jpeg?width=1000&height=667&name=Smiling%20group%20of%20co-workers%20standing%20in%20office.jpeg)](https://education.veritasrm.com/tennessee-workers-compensation-employer-responsibilities) 3 min read #### [Tennessee Worker's Compensation: Employer Responsibilities](https://education.veritasrm.com/tennessee-workers-compensation-employer-responsibilities) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): October 28, 2024 at 5:40 PM Workers’ compensation is a system of no-fault insurance. Workers’ compensation insurance provides wage replacement and medical benefits to employees... [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [![](https://education.veritasrm.com/hs-fs/hubfs/food-safety-1.jpg?width=660&height=330&name=food-safety-1.jpg)](https://education.veritasrm.com/the-food-safety-modernization-act) 12 min read #### [The Food Safety Modernization Act](https://education.veritasrm.com/the-food-safety-modernization-act) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): October 25, 2024 at 5:39 PM About 48 million people (1 in 6 Americans) get sick, 128,000 are hospitalized, and 3,000 die each year from foodborne diseases, according to recent... [![](https://education.veritasrm.com/hs-fs/hubfs/shutterstock_746213713.jpg?width=1000&height=667&name=shutterstock_746213713.jpg)](https://education.veritasrm.com/oshas-standard-for-cranes-and-derricks-in-construction) 3 min read #### [OSHA’s Standard for Cranes and Derricks in Construction](https://education.veritasrm.com/oshas-standard-for-cranes-and-derricks-in-construction) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): October 23, 2024 at 5:39 PM In 2010, the Occupational Safety and Health Administration (OSHA) issued a final rule that established a new safety standard for worksites where... [OSHA](https://education.veritasrm.com/tag/osha) [![](https://education.veritasrm.com/hs-fs/hubfs/do-not-drink-and-drive-safely-signage.jpg?width=300&height=240&name=do-not-drink-and-drive-safely-signage.jpg)](https://education.veritasrm.com/alcohol-impaired-driving-laws-by-state) 4 min read #### [Alcohol Impaired Driving Laws By State](https://education.veritasrm.com/alcohol-impaired-driving-laws-by-state) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): October 21, 2024 at 5:37 PM Alcohol-Impaired Driving (DWI/DUI Laws by State [Auto Insurance](https://education.veritasrm.com/tag/auto-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Young%20people%20having%20vacation%20enjoying%20fun%20driving%20car.jpeg?width=1000&height=667&name=Young%20people%20having%20vacation%20enjoying%20fun%20driving%20car.jpeg)](https://education.veritasrm.com/teen-driver-laws-by-states) 23 min read #### [Teen Driver Laws By States](https://education.veritasrm.com/teen-driver-laws-by-states) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): October 18, 2024 at 5:35 PM Graduated Licensing (Teen Driver) Laws by State [Auto Insurance](https://education.veritasrm.com/tag/auto-insurance) [Prev](https://education.veritasrm.com/page/4) [3](https://education.veritasrm.com/page/3) [4](https://education.veritasrm.com/page/4) [5](https://education.veritasrm.com/page/5) [6](https://education.veritasrm.com/page/6) [7](https://education.veritasrm.com/page/7) [Next](https://education.veritasrm.com/page/6) ##### Site Navigation Site Navigation - [Home](https://veritasrm.com) - [Personal](https://veritasrm.com/personal/) - [Business](https://veritasrm.com/insure-your-business/business-insurance/) - [About us](https://veritasrm.com/meet-our-team/) - [Contact us](https://veritasrm.com/contact-us/) - [Blog](https://veritasrm.com/blog/) - [Service Center](https://veritasrm.com/service-center/) ##### Contact Contact - [4451 North Roan Street Suite #201](https://www.google.com/maps/place/Veritas+Risk+Management+and+Insurance+Services/@36.3843639,-82.4100702,15z/data=!4m14!1m7!3m6!1s0x885a881f771d2425:0xf3c063745e16f772!2sVeritas+Risk+Management+and+Insurance+Services!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4!3m5!1s0x885a881f771d2425:0xf3c063745e16f772!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4) - [Johnson City, TN 37615](https://www.google.com/maps/place/4451+N+Roan+St+%23201,+Johnson+City,+TN+37615/@36.38462,-82.4098307,17z/data=!3m1!4b1!4m6!3m5!1s0x885a8815fdb65d9d:0xf09c719d3519939!8m2!3d36.38462!4d-82.4098307!16s%2Fg%2F11n_yvqhzc) - [(423) 292-4142](tel:423-292-4142) - [help@VeritasRM.com](mailto:help@VeritasRM.com) - [Monday - Friday 8:30a - 5:00p](https://Veritasrm.com) - [Career Opportunities](https://veritasrm.com/career-opportunities/) [![Screenshot\_2022-07-27\_161347-removebg-preview](https://education.veritasrm.com/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png)](https://veritasrm.com/) © 2026 All Rights Reserved ©2022 Veritas Risk Management & Insurance Services [*Facebook*](https://www.facebook.com/veritasrm/)[*Twitter*](https://twitter.com/veritas_ins)[*Instagram*](https://www.instagram.com/veritasriskmanagement/?hl=en)[*LinkedIn*](https://www.linkedin.com/company/veritasrm)[*YouTube*](https://www.youtube.com/c/VeritasRiskManagementIncJohnsonCity) *Return to Top*