--- title: Veritas Risk Management & Insurance Services Blog | Andrew Darlington description: Andrew, the agency owner, has been a licensed insurance agent since 1997. He started Veritas Risk Management in October of 2009 and has experienced agency growth each year since. Andrew graduated from King University and lives in Johnson City with his wife and 6 children. Andrew’s hobbies include playing basketball, cheering for the Vols, church events and taking part in his children’s activities. --- [Skip to the main content.](https://education.veritasrm.com/author/andrew-darlington#main-content) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png?width=679&height=124&name=Screenshot_2022-07-27_161347-removebg-preview.png "Veritas Insurance")](https://veritasrm.com/) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/veritasrm-1.png?width=1000&height=145&name=veritasrm-1.png "Veritas Insurance")](https://veritasrm.com/) - Get Insurance - [Business Insurance](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) Search *Search* Toggle Menu Search *Search* Toggle Menu - Get Insurance *Toggle Menu* - [Business Insurance *Toggle Menu*](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us *Toggle Menu* - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team *Toggle Menu*](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) [*Facebook*](https://education.veritasrm.com/author/andrew-darlington#0) [*Instagram*](https://education.veritasrm.com/author/andrew-darlington#0) [*LinkedIn*](https://education.veritasrm.com/author/andrew-darlington#0) [*Twitter*](https://education.veritasrm.com/author/andrew-darlington#0) [*Youtube*](https://education.veritasrm.com/author/andrew-darlington#0) [*Medium*](https://education.veritasrm.com/author/andrew-darlington#0) # Andrew Darlington Andrew, the agency owner, has been a licensed insurance agent since 1997. He started Veritas Risk Management in October of 2009 and has experienced agency growth each year since. Andrew graduated from King University and lives in Johnson City with his wife and 6 children. Andrew’s hobbies include playing basketball, cheering for the Vols, church events and taking part in his children’s activities. [![](https://education.veritasrm.com/hs-fs/hubfs/image.png?width=400&height=300&name=image.png)](https://education.veritasrm.com/attractive-nuisance-doctrine-homeowners-insurance) 7 min read #### [Is Your Backyard a Lawsuit Magnet? Understanding the Attractive Nuisance Doctrine](https://education.veritasrm.com/attractive-nuisance-doctrine-homeowners-insurance) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): July 29, 2026 at 6:00 AM Your backyard is meant to be a place where your family can relax, play, and make memories. A swimming pool, trampoline, treehouse, or backyard... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Understanding%20EMRs.jpg?width=675&height=675&name=Understanding%20EMRs.jpg)](https://education.veritasrm.com/understanding-emrs-and-tennessees-workplace-safety-committee-requirements) 6 min read #### [Understanding EMRs and Tennessee's Workplace Safety Committee Requirements](https://education.veritasrm.com/understanding-emrs-and-tennessees-workplace-safety-committee-requirements) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): July 22, 2026 at 5:10 PM For many Tennessee business owners, workers' compensation insurance is viewed as just another operating expense. But one number on your policy can... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/10%20WAYS%20TO%20SAVE%20MONEY%20ON%20YOUR%20HOME%20INSURANCE%20POLICY%20(1).jpg?width=900&height=300&name=10%20WAYS%20TO%20SAVE%20MONEY%20ON%20YOUR%20HOME%20INSURANCE%20POLICY%20(1).jpg)](https://education.veritasrm.com/how-to-lower-homeowners-insurance-premiums) 7 min read #### [How to Lower Your Homeowners Insurance Premium: Smart Ways to Save Without Sacrificing Coverage](https://education.veritasrm.com/how-to-lower-homeowners-insurance-premiums) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): July 20, 2026 at 6:00 AM Homeowners insurance is one of the most important investments you can make to protect your home and financial future. But if you've noticed your... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/image.png?width=400&height=300&name=image.png)](https://education.veritasrm.com/common-homeowners-insurance-claims-guide) 7 min read #### [Common Homeowners Insurance Claims: What Every Homeowner Should Know](https://education.veritasrm.com/common-homeowners-insurance-claims-guide) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): July 6, 2026 at 6:00 AM For most families, a home is their largest financial investment. While homeowners insurance cannot prevent unexpected events, it can help protect... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Understanding%20Property%20Damage%20Liability%20for%20Roofers.jpg?width=675&height=675&name=Understanding%20Property%20Damage%20Liability%20for%20Roofers.jpg)](https://education.veritasrm.com/property-damage-liability-roofers-guide) 4 min read #### [Understanding Property Damage Liability for Roofers](https://education.veritasrm.com/property-damage-liability-roofers-guide) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 29, 2026 at 6:00 AM Understanding Property Damage Liability for Roofers Roofing is one of the most challenging trades in the construction industry. Every day, roofing... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Roofers%E2%80%99%20guide%20to%20personal%20injury%20insurance.jpg?width=900&height=300&name=Roofers%E2%80%99%20guide%20to%20personal%20injury%20insurance.jpg)](https://education.veritasrm.com/pip-insurance-contractors-guide) 4 min read #### [Personal Injury Protection (PIP) Insurance for Contractors: What You Need to Know](https://education.veritasrm.com/pip-insurance-contractors-guide) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 22, 2026 at 6:00 AM Personal Injury Protection (PIP) Insurance for Contractors: What You Need to Know For contractors—especially roofers, remodelers, and service-based... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Essential%20Guide%20General%20Liability%20Insurance%20for%20Roofers.jpg?width=900&height=300&name=Essential%20Guide%20General%20Liability%20Insurance%20for%20Roofers.jpg)](https://education.veritasrm.com/general-liability-insurance-roofers-guide) 5 min read #### [General Liability Insurance for Roofers: What You Need to Know](https://education.veritasrm.com/general-liability-insurance-roofers-guide) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 15, 2026 at 5:59 AM Roofing is one of the most physically demanding and high-risk trades in the construction industry. Even the most experienced contractors face... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Simplifying%20Group%20Health%20Plans%20for%20Small%20Business%20Owners.jpg?width=900&height=300&name=Simplifying%20Group%20Health%20Plans%20for%20Small%20Business%20Owners.jpg)](https://education.veritasrm.com/group-health-insurance-small-business-guide) 4 min read #### [Simplifying Group Health Plans for Small Business Owners](https://education.veritasrm.com/group-health-insurance-small-business-guide) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 8, 2026 at 6:00 AM Running a small business comes with constant decisions, and one of the most important is how to provide health coverage for your employees. Health... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Untitled%20design%20(2).jpg?width=1080&height=1350&name=Untitled%20design%20(2).jpg)](https://education.veritasrm.com/key-person-life-insurance-for-tn-electrical-plumbing-hvac-contractors) 6 min read #### [Key Person Life Insurance for TN Electrical, Plumbing & HVAC Contractors](https://education.veritasrm.com/key-person-life-insurance-for-tn-electrical-plumbing-hvac-contractors) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): May 27, 2026 at 2:00 PM If you run an electrical, plumbing, or HVAC contracting business here in East Tennessee, you know that your most valuable assets don't sit in the... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Can%20You%20Enroll%20in%20the%20Medicare%20Prescription%20Payment%20Plan%20Mid-Year.jpg?width=1080&height=1350&name=Can%20You%20Enroll%20in%20the%20Medicare%20Prescription%20Payment%20Plan%20Mid-Year.jpg)](https://education.veritasrm.com/medicare-prescription-mid-year) 8 min read #### [Can You Enroll in the Medicare Prescription Payment Plan Mid-Year?](https://education.veritasrm.com/medicare-prescription-mid-year) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): May 12, 2026 at 6:58 PM If you are a Medicare beneficiary in Tennessee, you are likely familiar with the anxiety that can accompany a trip to the pharmacy counter. Even with... [Medicare](https://education.veritasrm.com/tag/medicare) [Health Insurance](https://education.veritasrm.com/tag/health-insurance) [1](https://education.veritasrm.com/author/andrew-darlington/page/1) [2](https://education.veritasrm.com/author/andrew-darlington/page/2) [3](https://education.veritasrm.com/author/andrew-darlington/page/3) [4](https://education.veritasrm.com/author/andrew-darlington/page/4) [5](https://education.veritasrm.com/author/andrew-darlington/page/5) [Next](https://education.veritasrm.com/author/andrew-darlington/page/2) ##### Site Navigation Site Navigation - [Home](https://veritasrm.com) - [Personal](https://veritasrm.com/personal/) - [Business](https://veritasrm.com/insure-your-business/business-insurance/) - [About us](https://veritasrm.com/meet-our-team/) - [Contact us](https://veritasrm.com/contact-us/) - [Blog](https://veritasrm.com/blog/) - [Service Center](https://veritasrm.com/service-center/) ##### Contact Contact - [4451 North Roan Street Suite #201](https://www.google.com/maps/place/Veritas+Risk+Management+and+Insurance+Services/@36.3843639,-82.4100702,15z/data=!4m14!1m7!3m6!1s0x885a881f771d2425:0xf3c063745e16f772!2sVeritas+Risk+Management+and+Insurance+Services!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4!3m5!1s0x885a881f771d2425:0xf3c063745e16f772!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4) - [Johnson City, TN 37615](https://www.google.com/maps/place/4451+N+Roan+St+%23201,+Johnson+City,+TN+37615/@36.38462,-82.4098307,17z/data=!3m1!4b1!4m6!3m5!1s0x885a8815fdb65d9d:0xf09c719d3519939!8m2!3d36.38462!4d-82.4098307!16s%2Fg%2F11n_yvqhzc) - [(423) 292-4142](tel:423-292-4142) - [help@VeritasRM.com](mailto:help@VeritasRM.com) - [Monday - Friday 8:30a - 5:00p](https://Veritasrm.com) - [Career Opportunities](https://veritasrm.com/career-opportunities/) [![Screenshot\_2022-07-27\_161347-removebg-preview](https://education.veritasrm.com/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png)](https://veritasrm.com/) © 2026 All Rights Reserved ©2022 Veritas Risk Management & Insurance Services [*Facebook*](https://www.facebook.com/veritasrm/)[*Twitter*](https://twitter.com/veritas_ins)[*Instagram*](https://www.instagram.com/veritasriskmanagement/?hl=en)[*LinkedIn*](https://www.linkedin.com/company/veritasrm)[*YouTube*](https://www.youtube.com/c/VeritasRiskManagementIncJohnsonCity) *Return to Top*