Andrew Darlington

Andrew, the agency owner, has been a licensed insurance agent since 1997. He started Veritas Risk Management in October of 2009 and has experienced agency growth each year since. Andrew graduated from King University and lives in Johnson City with his wife and 6 children. Andrew’s hobbies include playing basketball, cheering for the Vols, church events and taking part in his children’s activities.

Estimating Your Income for Health Insurance

2 min read

Avoid a Huge Tax Bill: Estimating Your Income for Health Insurance

With the Health Insurance Open Enrollment period just around the corner, many of us in the Johnson City area are getting ready to choose a plan for...

Health Insurance Johnson City

2 min read

WARNING! Maximum Income for Health Insurance Tax Credits in 2026

Urgent Alert for Johnson City Residents: Your Health Insurance Costs May Rise Significantly in 2026 As we head into October, the minds of many here...

Health Insurance Marketplace Johnson City TN 2026

2 min read

How Much Will You *Really* Pay for Healthcare in 2026? New Out-of-Pocket Maximums

Hello Johnson City! One of the biggest fears people have about health insurance is the unknown cost. Even with a good plan, will a serious illness or...

Health Savings Account HDHP

12 min read

A Guide to HSA Limits & HDHP Changes for Tennessee Residents

2026 HSA Limits Announced: Your Ultimate Guide to Health Savings Accounts (HSA) in Johnson City and Kingsport TN

Health Insurance Johnson City TN

2 min read

Exciting Health Insurance Changes Coming in 2026 for Johnson City, TN

As your local health insurance professional in Johnson City, TN, I'm constantly monitoring the ever-changing landscape of healthcare legislation. My...

5 min read

Group Medicare: Everything You Need to Know

Medicare is a federal health insurance program in the United States that primarily provides coverage for Americans aged 65 and older. It also covers...

2 min read

Elimination of the Anniversary Rating Date Rule

The National Council on Compensation Insurance, Inc. (NCCI) eliminated the anniversary rating date (ARD) rule on May 1, 2017. The ARD is defined as...

Veritas HSA Savings

2 min read

Supercharge Your Savings: Unlocking the Tax Advantages of an HSA in TN

Are you looking for a smarter way to manage your healthcare expenses and boost your savings? In Tennessee, a Health Savings Account (HSA) might be...

2 min read

Smart Loss Control Techniques to Prevent Electrical Fires

Your home should be a safe haven, but unfortunately, fires pose a significant risk. While cooking and heating are the primary causes of residential...

2 min read

When is a Car Totaled? A Comprehensive Guide to Total Loss & Insurance Claims

Dealing with a totaled car can be stressful. This comprehensive guide explains everything you need to know about total loss vehicles, from how...