Andrew Darlington

Andrew, the agency owner, has been a licensed insurance agent since 1997. He started Veritas Risk Management in October of 2009 and has experienced agency growth each year since. Andrew graduated from King University and lives in Johnson City with his wife and 6 children. Andrew’s hobbies include playing basketball, cheering for the Vols, church events and taking part in his children’s activities.

Health Savings Account HDHP

11 min read

Unlock Greater Savings in 2025: A Guide to the New HSA Limits and HDHP Changes

Picture of Andrew Darlington Andrew Darlington: May 31, 2025 at 1:09 PM

I. Introduction: The Importance of HSA & HDHP Limits for Financial Health Health Savings Accounts (HSAs) represent a potent financial instrument for...

Health Insurance Group Health Insurance HSA

5 min read

Group Medicare: Everything You Need to Know

Picture of Andrew Darlington Andrew Darlington: May 15, 2025 at 10:54 PM

Medicare is a federal health insurance program in the United States that primarily provides coverage for Americans aged 65 and older. It also covers...

Group Health Insurance

2 min read

Elimination of the Anniversary Rating Date Rule

Picture of Andrew Darlington Andrew Darlington: May 1, 2025 at 10:33 AM

The National Council on Compensation Insurance, Inc. (NCCI) eliminated the anniversary rating date (ARD) rule on May 1, 2017. The ARD is defined as...

Workers' Compensation
Veritas HSA Savings

2 min read

Supercharge Your Savings: Unlocking the Tax Advantages of an HSA in TN

Picture of Andrew Darlington Andrew Darlington: February 5, 2025 at 10:39 AM

Are you looking for a smarter way to manage your healthcare expenses and boost your savings? In Tennessee, a Health Savings Account (HSA) might be...

Health Insurance

2 min read

Smart Loss Control Techniques to Prevent Electrical Fires

Picture of Andrew Darlington Andrew Darlington: January 16, 2025 at 9:00 AM

Your home should be a safe haven, but unfortunately, fires pose a significant risk. While cooking and heating are the primary causes of residential...

Home Insurance Fire Protection

2 min read

When is a Car Totaled? A Comprehensive Guide to Total Loss & Insurance Claims

Picture of Andrew Darlington Andrew Darlington: January 14, 2025 at 5:29 PM

Dealing with a totaled car can be stressful. This comprehensive guide explains everything you need to know about total loss vehicles, from how...

Auto Insurance

1 min read

How Much Insurance Coverage should a Tow Truck Operator have?

Picture of Andrew Darlington Andrew Darlington: November 20, 2024 at 5:49 PM

The amount of insurance coverage that a tow truck operator should have depends on a number of factors, including the size of the business, the number...

3 min read

What Do I Do When My Neighbor's Tree Falls In My Yard?

Picture of Andrew Darlington Andrew Darlington: November 20, 2024 at 12:15 PM

Imagine a heavy storm sweeping through your neighborhood, and the next morning, you find a large tree from your neighbor’s yard resting on your lawn....

Home Insurance

1 min read

How Should A Tow Truck Operator Properly Secure Vehicles?

Picture of Andrew Darlington Andrew Darlington: November 11, 2024 at 5:49 PM

Properly securing vehicles is a crucial part of the towing process for tow truck operators. Here are some best practices for properly securing...

1 min read

How to Prevent Claims for Tow Truck Operators

Picture of Andrew Darlington Andrew Darlington: November 8, 2024 at 5:48 PM

As a tow truck operator, it's important to take proactive measures to prevent claims and reduce the risk of accidents and damage to vehicles. Here...

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