What is a Health Insurance Maximum Out-of-Pocket Amount?
Andrew Darlington: August 19, 2024 at 10:42 AM
Maximum Out-of-Pocket
Andrew Darlington: August 19, 2024 at 10:42 AM
1 min read
How Opioid Use Affects Workers’ Compensation
Andrew Darlington: August 17, 2024 at 10:39 AM
Prescription opioids are the number one workers’ compensation problem in terms of controlling the ultimate cost of indemnity losses. This comes from...
1 min read
Workplace Wellness Programs
Andrew Darlington: August 13, 2024 at 10:38 AM
Workplace Wellness Programs to Reduce Workers’ Compensation Costs
2 min read
Changes to NCCI’s Primary-excess Split Point
Andrew Darlington: August 10, 2024 at 10:37 AM
In 2011, the National Council on Compensation Insurance (NCCI) proposed a change to the experience rating plan to increase the primary-excess split...
2 min read
Large Group Health Insurance in Tennessee
Andrew Darlington: August 9, 2024 at 10:52 AM
Large businesses in Tennessee can use large group health plans to give their employees complete health coverage. These plans are appealing because...
2 min read
What Do I Do If My Windsheild Has A Crack?
Andrew Darlington: August 8, 2024 at 2:42 PM
The other day, I noticed a small crack on my windshield. It was a frustrating sight, but it reminded me of the importance of taking immediate action....
1 min read
The Necessity of Reporting Prompt Claims
Andrew Darlington: August 8, 2024 at 10:37 AM
The Importance of Prompt Claims Reporting
2 min read
Controlling Premium Audits to Eliminate Overcharges
Andrew Darlington: August 6, 2024 at 10:36 AM
Due to the volume of requests they receive, insurance companies have developed a very efficient premium audit process. While they strive to be as...
5 min read
Affordable Cyber Insurance Options for Small Businesses
Andrew Darlington: August 6, 2024 at 10:11 AM
Is your small business prepared for a cyberattack? Do you have a plan in place to mitigate the risks and recover from the fallout of potential cyber...
7 min read
The Influence of Deepfakes and AI on Cyber Liability Insurance
Andrew Darlington: August 5, 2024 at 12:50 PM
Imagine waking up to discover a video of yourself online, spouting offensive remarks you never said. It’s not you, but a disturbingly realistic...