--- title: Veritas Risk Management & Insurance Services Blog | Commercial Risk Advisor description: Commercial Risk Advisor | Trying to learn more about insurance, safety, & risk management? We send out information weekly to help you protect your family and/or your business. --- [Skip to the main content.](https://education.veritasrm.com/tag/commercial-risk-advisor#main-content) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png?width=679&height=124&name=Screenshot_2022-07-27_161347-removebg-preview.png "Veritas Insurance")](https://veritasrm.com/) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/veritasrm-1.png?width=1000&height=145&name=veritasrm-1.png "Veritas Insurance")](https://veritasrm.com/) - Get Insurance - [Business Insurance](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) Search *Search* Toggle Menu Search *Search* Toggle Menu - Get Insurance *Toggle Menu* - [Business Insurance *Toggle Menu*](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us *Toggle Menu* - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team *Toggle Menu*](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) [*Facebook*](https://education.veritasrm.com/tag/commercial-risk-advisor#0) [*Instagram*](https://education.veritasrm.com/tag/commercial-risk-advisor#0) [*LinkedIn*](https://education.veritasrm.com/tag/commercial-risk-advisor#0) [*Twitter*](https://education.veritasrm.com/tag/commercial-risk-advisor#0) [*Youtube*](https://education.veritasrm.com/tag/commercial-risk-advisor#0) [*Medium*](https://education.veritasrm.com/tag/commercial-risk-advisor#0) # Veritas Blog Explore the basics of different insurance types and discover how knowing your coverage details can protect you. Our blog features easy-to-read articles that highlight the importance of proper coverage. Learn more and ensure you’re fully protected—simply and clearly. Additionally, stay up to date on our work in the community! ##### Sign Up Today ### Commercial Risk Advisor 4 min read #### [What to Expect from Your Roofing Insurance Agent and Agency](https://education.veritasrm.com/what-to-expect-from-your-roofing-insurance-agent-and-agency) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 26, 2024 at 11:35 AM What to Expect from Your Roofing Insurance Agent and Agency June 26, 2024 at 10:45 AM Roofing contractors often view their business insurance as a... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Business Insurance](https://education.veritasrm.com/tag/business-insurance) [General Insurance](https://education.veritasrm.com/tag/general-insurance) [Business Insights](https://education.veritasrm.com/tag/business-insights) [Roofing](https://education.veritasrm.com/tag/roofing) [![Roofer Insurance](https://education.veritasrm.com/hs-fs/hubfs/Roofer%20Insurance.jpg?width=1050&height=550&name=Roofer%20Insurance.jpg)](https://education.veritasrm.com/lower-roofing-contractor-cost) 9 min read #### [TIPS FOR LOWERING ROOFING CONTRACTOR INSURANCE COSTS](https://education.veritasrm.com/lower-roofing-contractor-cost) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): September 7, 2023 at 11:18 AM Give your friends the gift of a great social post! It's free to you and priceless to them! Saving Money without Sacrificing Coverage: Tips for... [Auto Insurance](https://education.veritasrm.com/tag/auto-insurance) [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Contractors](https://education.veritasrm.com/tag/contractors) [General Liability](https://education.veritasrm.com/tag/general-liability) [Property Insurance](https://education.veritasrm.com/tag/property-insurance) [Roofing](https://education.veritasrm.com/tag/roofing) [![](https://education.veritasrm.com/hs-fs/hubfs/Blanket%20Additional%20Insured.jpg?width=900&height=471&name=Blanket%20Additional%20Insured.jpg)](https://education.veritasrm.com/blanket-vs-specific-additional-insured) 2 min read #### [Blanket Additional Insured vs. Additional Insured](https://education.veritasrm.com/blanket-vs-specific-additional-insured) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): September 6, 2023 at 11:35 AM Share: As a General Contractor, you need your subcontractors to list you as additional insured and as a subcontractor you likely want to be able to... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Business Insurance](https://education.veritasrm.com/tag/business-insurance) [General Insurance](https://education.veritasrm.com/tag/general-insurance) [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Contractors](https://education.veritasrm.com/tag/contractors) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [Subcontractors](https://education.veritasrm.com/tag/subcontractors) [![Certificates of Insurance](https://education.veritasrm.com/hs-fs/hubfs/chub_backup/Face%20Certificate.jpg?width=940&height=788&name=Face%20Certificate.jpg)](https://education.veritasrm.com/checking-the-exclusions) 2 min read #### [Why You Should Check The Policy's Exclusions](https://education.veritasrm.com/checking-the-exclusions) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 29, 2023 at 11:30 AM Share: Just because a subcontractor gave you a Certificate of Insurance does not mean that they have all of the coverage needed to protect you. If... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Business Insurance](https://education.veritasrm.com/tag/business-insurance) [General Insurance](https://education.veritasrm.com/tag/general-insurance) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [![Self Insurance](https://education.veritasrm.com/hs-fs/hubfs/Self%20Insure%20(Twitter%20Post).jpg?width=1000&height=562&name=Self%20Insure%20(Twitter%20Post).jpg)](https://education.veritasrm.com/the-ins-and-outs-of-self-insuring-your-property) 2 min read #### [Self Insuring - The Ins and Outs of Self-Insuring Your Property](https://education.veritasrm.com/the-ins-and-outs-of-self-insuring-your-property) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 29, 2023 at 9:48 AM Share: The Ins and Outs of Self-Insuring Your Property Insurance for your property—be it your home, car, or valuable possessions—is like a financial... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Apartments](https://education.veritasrm.com/tag/apartments) [Rental Property](https://education.veritasrm.com/tag/rental-property) [Property Insurance](https://education.veritasrm.com/tag/property-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Untitled%20(8.5%20%C3%97%205.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%205.5%20in)%20(7.8%20%C3%97%205.5%20in)%20(6.5%20%C3%97%205.5%20in)%20(3.1%20%C3%97%202.4%20in)%20(1.3%20%C3%97%202.7%20in)%20(0.8%20%C3%97%201%20in)%20(2.4%20%C3%97%203%20in)%20(8.5%20%C3%97%205.5%20in)%20(1).png?width=2000&height=1294&name=Untitled%20(8.5%20%C3%97%205.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%205.5%20in)%20(7.8%20%C3%97%205.5%20in)%20(6.5%20%C3%97%205.5%20in)%20(3.1%20%C3%97%202.4%20in)%20(1.3%20%C3%97%202.7%20in)%20(0.8%20%C3%97%201%20in)%20(2.4%20%C3%97%203%20in)%20(8.5%20%C3%97%205.5%20in)%20(1).png)](https://education.veritasrm.com/additional-insured-limits) 2 min read #### [What Does Additional Insured Status NOT Do For Me](https://education.veritasrm.com/additional-insured-limits) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 28, 2023 at 10:27 PM Share: It is very helpful to be an additional insured on your subcontractor’s insurance policy, but additional insured status is not a magic bullet... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Contractors](https://education.veritasrm.com/tag/contractors) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [Subcontractors](https://education.veritasrm.com/tag/subcontractors) [General Liability](https://education.veritasrm.com/tag/general-liability) [![Rental Property Rates Going Up](https://education.veritasrm.com/hs-fs/hubfs/Cancel%20Culture%20Strikes%20Again!%20(LinkedIn%20Article%20Cover%20Image)%20(Facebook%20Ad).jpg?width=1200&height=628&name=Cancel%20Culture%20Strikes%20Again!%20(LinkedIn%20Article%20Cover%20Image)%20(Facebook%20Ad).jpg)](https://education.veritasrm.com/cancel-culture-habitational-properties) 10 min read #### [Cancel Culture Strikes Again! This Time Habitational Properties](https://education.veritasrm.com/cancel-culture-habitational-properties) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 22, 2023 at 9:26 PM Share: Are you feeling the impact of rising insurance rates and cancelled policies for Apartments, Condominiums or Single Family Houses? You're not... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Business Insurance](https://education.veritasrm.com/tag/business-insurance) [Apartments](https://education.veritasrm.com/tag/apartments) [![](https://education.veritasrm.com/hs-fs/hubfs/Face%20Certificate.jpg?width=940&height=788&name=Face%20Certificate.jpg)](https://education.veritasrm.com/spot-fake-certificate-of-insurance) 3 min read #### [How to Spot a Fake Certificate of Insurance](https://education.veritasrm.com/spot-fake-certificate-of-insurance) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 5, 2023 at 4:49 AM GIVE YOUR FRIENDS THE GIFT OF A GREAT SOCIAL POST! IT'S FREE TO YOU AND PRICELESS TO THEM! Fake Certificates of Insurance (COIs) have caused problems... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Contractors](https://education.veritasrm.com/tag/contractors) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [Subcontractors](https://education.veritasrm.com/tag/subcontractors) [![Blanket Additional Insured](https://education.veritasrm.com/hs-fs/hubfs/Blanket%20Additional%20Insured%20Veritas%20Insurance%20TN.png?width=1080&height=1080&name=Blanket%20Additional%20Insured%20Veritas%20Insurance%20TN.png)](https://education.veritasrm.com/blanket-additional-insured) 4 min read #### [What is Blanket Additional Insured?](https://education.veritasrm.com/blanket-additional-insured) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 1, 2023 at 10:35 AM Share: " Table of Contents \\n \\n Let's Review \\n What is Blanket Additional Insured \\n Requirements to be an Additional Insured \\n Blanket Additional... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Business Insurance](https://education.veritasrm.com/tag/business-insurance) [General Insurance](https://education.veritasrm.com/tag/general-insurance) [Contractors](https://education.veritasrm.com/tag/contractors) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [Subcontractors](https://education.veritasrm.com/tag/subcontractors) [General Liability](https://education.veritasrm.com/tag/general-liability) [![](https://education.veritasrm.com/hs-fs/hubfs/Untitled%20(8.5%20%C3%97%205.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%205.5%20in)%20(7.8%20%C3%97%205.5%20in)%20(1).png?width=2000&height=1410&name=Untitled%20(8.5%20%C3%97%205.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%205.5%20in)%20(7.8%20%C3%97%205.5%20in)%20(1).png)](https://education.veritasrm.com/certificate-of-insurance-include) 3 min read #### [What Does a Certificate of Insurance Include?](https://education.veritasrm.com/certificate-of-insurance-include) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 28, 2023 at 11:37 AM GIVE YOUR FRIENDS THE GIFT OF A GREAT SOCIAL POST! IT'S FREE TO YOU AND PRICELESS TO THEM! Having worked in the insurance industry for 26 years,... 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