--- title: Veritas Risk Management & Insurance Services Blog | Certificates of Insurance description: Certificates of Insurance | Trying to learn more about insurance, safety, & risk management? We send out information weekly to help you protect your family and/or your business. --- [Skip to the main content.](https://education.veritasrm.com/tag/certificates-of-insurance#main-content) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png?width=679&height=124&name=Screenshot_2022-07-27_161347-removebg-preview.png "Veritas Insurance")](https://veritasrm.com/) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/veritasrm-1.png?width=1000&height=145&name=veritasrm-1.png "Veritas Insurance")](https://veritasrm.com/) - Get Insurance - [Business Insurance](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) Search *Search* Toggle Menu Search *Search* Toggle Menu - Get Insurance *Toggle Menu* - [Business Insurance *Toggle Menu*](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us *Toggle Menu* - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team *Toggle Menu*](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) [*Facebook*](https://education.veritasrm.com/tag/certificates-of-insurance#0) [*Instagram*](https://education.veritasrm.com/tag/certificates-of-insurance#0) [*LinkedIn*](https://education.veritasrm.com/tag/certificates-of-insurance#0) [*Twitter*](https://education.veritasrm.com/tag/certificates-of-insurance#0) [*Youtube*](https://education.veritasrm.com/tag/certificates-of-insurance#0) [*Medium*](https://education.veritasrm.com/tag/certificates-of-insurance#0) # Veritas Blog Explore the basics of different insurance types and discover how knowing your coverage details can protect you. Our blog features easy-to-read articles that highlight the importance of proper coverage. Learn more and ensure you’re fully protected—simply and clearly. Additionally, stay up to date on our work in the community! ##### Sign Up Today ### Certificates of Insurance [![](https://education.veritasrm.com/hs-fs/hubfs/Stressed%20shocked%20woman%20with%20financial%20market%20chart%20graphic%20going%20down%20on%20grey%20office%20wall%20background.%20Poor%20economy%20concept.%20Face%20expression%2c%20emotion%2c%20reaction.jpeg?width=1000&height=667&name=Stressed%20shocked%20woman%20with%20financial%20market%20chart%20graphic%20going%20down%20on%20grey%20office%20wall%20background.%20Poor%20economy%20concept.%20Face%20expression%2c%20emotion%2c%20reaction.jpeg)](https://education.veritasrm.com/common-mistakes-to-avoid-when-filing-a-worker-compensation-claim) 1 min read #### [Common Mistakes to Avoid when Filing a Worker Compensation Claim](https://education.veritasrm.com/common-mistakes-to-avoid-when-filing-a-worker-compensation-claim) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 27, 2024 at 8:58 AM Navigating Workers' Compensation Claims When you're injured on the job, filing a workers' compensation claim is crucial for covering your medical... [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Untitled%20design%20(5)-3.png?width=4898&height=3265&name=Untitled%20design%20(5)-3.png)](https://education.veritasrm.com/auto-id-card-v.-certificate-of-insurance) 2 min read #### [Auto ID Card vs. Certificate of Insurance](https://education.veritasrm.com/auto-id-card-v.-certificate-of-insurance) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 26, 2024 at 11:09 AM Share: Understanding the Difference Between an Auto ID Card and a Certificate of Insurance (COI) In the realm of insurance, two key documents often... [Auto Insurance](https://education.veritasrm.com/tag/auto-insurance) [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [![Road splitting](https://education.veritasrm.com/hs-fs/hubfs/Veritas%20roads.png?width=4898&height=3265&name=Veritas%20roads.png)](https://education.veritasrm.com/certificate-of-insurance-vs-insurance-binder) 2 min read #### [Certificate of Insurance vs. Insurance Binder](https://education.veritasrm.com/certificate-of-insurance-vs-insurance-binder) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 26, 2024 at 9:33 AM Share: Understanding Insurance Documentation In the world of insurance, various documents serve to verify coverage, and understanding their specific... [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Andrew%20blue%20tie.png?width=4898&height=3265&name=Andrew%20blue%20tie.png)](https://education.veritasrm.com/certificate-of-insurance-look-like) 5 min read #### [The Definitive Guide to Reading a Certificate of Insurance](https://education.veritasrm.com/certificate-of-insurance-look-like) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): June 25, 2024 at 10:41 AM Share: Navigating a Certificate of Insurance, or the ACORD 25 Form, can be a headache, and many people don’t even try to check the details. However,... [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [![Contractor Insurance](https://education.veritasrm.com/hs-fs/hubfs/chub_backup/Veritas%20Contractor%20Insurance.png?width=800&height=1100&name=Veritas%20Contractor%20Insurance.png)](https://education.veritasrm.com/ongoing-operations) 2 min read #### [What Happens If My Subcontractor Leaves the Project?](https://education.veritasrm.com/ongoing-operations) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): September 27, 2023 at 10:07 PM Share: Just because your subcontractor’s insurance policy endorses you as additional insured does not mean that you necessarily have the full... [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Blanket%20Additional%20Insured.jpg?width=900&height=471&name=Blanket%20Additional%20Insured.jpg)](https://education.veritasrm.com/blanket-vs-specific-additional-insured) 2 min read #### [Blanket Additional Insured vs. Additional Insured](https://education.veritasrm.com/blanket-vs-specific-additional-insured) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): September 6, 2023 at 11:35 AM Share: As a General Contractor, you need your subcontractors to list you as additional insured and as a subcontractor you likely want to be able to... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Business Insurance](https://education.veritasrm.com/tag/business-insurance) [General Insurance](https://education.veritasrm.com/tag/general-insurance) [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Contractors](https://education.veritasrm.com/tag/contractors) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [Subcontractors](https://education.veritasrm.com/tag/subcontractors) [![Certificates of Insurance](https://education.veritasrm.com/hs-fs/hubfs/chub_backup/Face%20Certificate.jpg?width=940&height=788&name=Face%20Certificate.jpg)](https://education.veritasrm.com/checking-the-exclusions) 2 min read #### [Why You Should Check The Policy's Exclusions](https://education.veritasrm.com/checking-the-exclusions) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 29, 2023 at 11:30 AM Share: Just because a subcontractor gave you a Certificate of Insurance does not mean that they have all of the coverage needed to protect you. If... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Business Insurance](https://education.veritasrm.com/tag/business-insurance) [General Insurance](https://education.veritasrm.com/tag/general-insurance) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [![](https://education.veritasrm.com/hs-fs/hubfs/Untitled%20(8.5%20%C3%97%205.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%205.5%20in)%20(7.8%20%C3%97%205.5%20in)%20(6.5%20%C3%97%205.5%20in)%20(3.1%20%C3%97%202.4%20in)%20(1.3%20%C3%97%202.7%20in)%20(0.8%20%C3%97%201%20in)%20(2.4%20%C3%97%203%20in)%20(8.5%20%C3%97%205.5%20in)%20(1).png?width=2000&height=1294&name=Untitled%20(8.5%20%C3%97%205.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%208.5%20in)%20(8.5%20%C3%97%205.5%20in)%20(7.8%20%C3%97%205.5%20in)%20(6.5%20%C3%97%205.5%20in)%20(3.1%20%C3%97%202.4%20in)%20(1.3%20%C3%97%202.7%20in)%20(0.8%20%C3%97%201%20in)%20(2.4%20%C3%97%203%20in)%20(8.5%20%C3%97%205.5%20in)%20(1).png)](https://education.veritasrm.com/additional-insured-limits) 2 min read #### [What Does Additional Insured Status NOT Do For Me](https://education.veritasrm.com/additional-insured-limits) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 28, 2023 at 10:27 PM Share: It is very helpful to be an additional insured on your subcontractor’s insurance policy, but additional insured status is not a magic bullet... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Contractors](https://education.veritasrm.com/tag/contractors) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [Subcontractors](https://education.veritasrm.com/tag/subcontractors) [General Liability](https://education.veritasrm.com/tag/general-liability) [![](https://education.veritasrm.com/hs-fs/hubfs/Face%20Certificate.jpg?width=940&height=788&name=Face%20Certificate.jpg)](https://education.veritasrm.com/spot-fake-certificate-of-insurance) 3 min read #### [How to Spot a Fake Certificate of Insurance](https://education.veritasrm.com/spot-fake-certificate-of-insurance) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 5, 2023 at 4:49 AM GIVE YOUR FRIENDS THE GIFT OF A GREAT SOCIAL POST! IT'S FREE TO YOU AND PRICELESS TO THEM! Fake Certificates of Insurance (COIs) have caused problems... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Contractors](https://education.veritasrm.com/tag/contractors) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [Subcontractors](https://education.veritasrm.com/tag/subcontractors) [![Blanket Additional Insured](https://education.veritasrm.com/hs-fs/hubfs/Blanket%20Additional%20Insured%20Veritas%20Insurance%20TN.png?width=1080&height=1080&name=Blanket%20Additional%20Insured%20Veritas%20Insurance%20TN.png)](https://education.veritasrm.com/blanket-additional-insured) 4 min read #### [What is Blanket Additional Insured?](https://education.veritasrm.com/blanket-additional-insured) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington): August 1, 2023 at 10:35 AM Share: " Table of Contents \\n \\n Let's Review \\n What is Blanket Additional Insured \\n Requirements to be an Additional Insured \\n Blanket Additional... [Commercial Risk Advisor](https://education.veritasrm.com/tag/commercial-risk-advisor) [Business Insurance](https://education.veritasrm.com/tag/business-insurance) [General Insurance](https://education.veritasrm.com/tag/general-insurance) [Contractors](https://education.veritasrm.com/tag/contractors) [Certificates of Insurance](https://education.veritasrm.com/tag/certificates-of-insurance) [Subcontractors](https://education.veritasrm.com/tag/subcontractors) [General Liability](https://education.veritasrm.com/tag/general-liability) [1](https://education.veritasrm.com/tag/certificates-of-insurance/page/1) [2](https://education.veritasrm.com/tag/certificates-of-insurance/page/2) [Next](https://education.veritasrm.com/tag/certificates-of-insurance/page/2) ##### Site Navigation Site Navigation - [Home](https://veritasrm.com) - [Personal](https://veritasrm.com/personal/) - [Business](https://veritasrm.com/insure-your-business/business-insurance/) - [About us](https://veritasrm.com/meet-our-team/) - [Contact us](https://veritasrm.com/contact-us/) - [Blog](https://veritasrm.com/blog/) - [Service Center](https://veritasrm.com/service-center/) ##### Contact Contact - [4451 North Roan Street Suite #201](https://www.google.com/maps/place/Veritas+Risk+Management+and+Insurance+Services/@36.3843639,-82.4100702,15z/data=!4m14!1m7!3m6!1s0x885a881f771d2425:0xf3c063745e16f772!2sVeritas+Risk+Management+and+Insurance+Services!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4!3m5!1s0x885a881f771d2425:0xf3c063745e16f772!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4) - [Johnson City, TN 37615](https://www.google.com/maps/place/4451+N+Roan+St+%23201,+Johnson+City,+TN+37615/@36.38462,-82.4098307,17z/data=!3m1!4b1!4m6!3m5!1s0x885a8815fdb65d9d:0xf09c719d3519939!8m2!3d36.38462!4d-82.4098307!16s%2Fg%2F11n_yvqhzc) - [(423) 292-4142](tel:423-292-4142) - [help@VeritasRM.com](mailto:help@VeritasRM.com) - [Monday - Friday 8:30a - 5:00p](https://Veritasrm.com) - [Career Opportunities](https://veritasrm.com/career-opportunities/) [![Screenshot_2022-07-27_161347-removebg-preview](https://education.veritasrm.com/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png)](https://veritasrm.com/) © 2026 All Rights Reserved ©2022 Veritas Risk Management & Insurance Services [*Facebook*](https://www.facebook.com/veritasrm/)[*Twitter*](https://twitter.com/veritas_ins)[*Instagram*](https://www.instagram.com/veritasriskmanagement/?hl=en)[*LinkedIn*](https://www.linkedin.com/company/veritasrm)[*YouTube*](https://www.youtube.com/c/VeritasRiskManagementIncJohnsonCity) *Return to Top*