--- title: "Workers' Comp: Frequently Asked Questions" description: Learn about Workers' Compensation FAQs, including benefits, waiting periods, disability dates, IMEs, and dispute resolution in this informative post. image: https://education.veritasrm.com/hubfs/Top%20view%20of%20businessman%20looking%20at%20question%20mark%20on%20floor.jpeg --- [Skip to the main content.](https://education.veritasrm.com/wc-frequently-asked-questions#main-content) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png?width=679&height=124&name=Screenshot_2022-07-27_161347-removebg-preview.png "Veritas Insurance")](https://veritasrm.com/) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/veritasrm-1.png?width=1000&height=145&name=veritasrm-1.png "Veritas Insurance")](https://veritasrm.com/) - Get Insurance - [Business Insurance](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - 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[Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) [*Facebook*](https://education.veritasrm.com/wc-frequently-asked-questions#0) [*Instagram*](https://education.veritasrm.com/wc-frequently-asked-questions#0) [*LinkedIn*](https://education.veritasrm.com/wc-frequently-asked-questions#0) [*Twitter*](https://education.veritasrm.com/wc-frequently-asked-questions#0) [*Youtube*](https://education.veritasrm.com/wc-frequently-asked-questions#0) [*Medium*](https://education.veritasrm.com/wc-frequently-asked-questions#0) 1 min read # Workers' Comp: Frequently Asked Questions [![Picture of Andrew Darlington](https://education.veritasrm.com/hubfs/DarlingtonFace.jpg) Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : October 10, 2024 at 2:27 PM [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Frequently Asked](https://education.veritasrm.com/tag/frequently-asked) ![Workers' Comp: Frequently Asked Questions](https://education.veritasrm.com/hubfs/Top%20view%20of%20businessman%20looking%20at%20question%20mark%20on%20floor.jpeg) ### Click Below and Listen To "Workers' Comp: Frequently Asked Questions" # Workers’ Compensation: Frequently Asked Questions   ## ![Thoughtful Attractive Young Woman Answering Crossword Puzzle Game on Newspaper at the Living Room Couch.](https://education.veritasrm.com/hs-fs/hubfs/Thoughtful%20Attractive%20Young%20Woman%20Answering%20Crossword%20Puzzle%20Game%20on%20Newspaper%20at%20the%20Living%20Room%20Couch..jpeg?width=408&height=273&name=Thoughtful%20Attractive%20Young%20Woman%20Answering%20Crossword%20Puzzle%20Game%20on%20Newspaper%20at%20the%20Living%20Room%20Couch..jpeg)What benefits are available under workers’ compensation? Workers’ compensation benefits are available to employees who are unable to work because of a work-related injury or illness. The injured employee will be indemnified for lost wages as a result of the work-related injury if he or she is medically authorized off from work. Typically, lost time benefits are a percentage of the injured employee’s pre-injury wage. In addition to all medical expenses related to the treatment, rehabilitation is also typically covered.   ## What is a waiting period? It is the period from the date of the injury to when the workers’ compensation benefits start accruing. The waiting period may be paid retroactively as determined by your state’s designated retroactive period.   ## What is the disability date for occupational disease? The date of injury is set by the first time an employee loses time due to the injury or disability. This time may be paid or unpaid.   ## What is an IME? An independent medical exam (IME) is a medical exam of the injured worker by a medical professional other than the treating doctor who conducted the original examination of the injured worker. An insurance company or employer is entitled to an IME to challenge the treating physician’s diagnosis, the recommended treatment plan, or whether the injury is work-related.   ## What happens if parties have a dispute that cannot be resolved? Workers, employers, and insurance carriers may file an application for hearings to resolve disputes. Employees file most hearing applications. The application notifies the state of the dispute and initiates the legal process. Legal disputes can be settled by stipulation, arbitration and proceeding with a formal hearing. - [Tweet](https://twitter.com/share) [![The First 24 Hours After an Injury](https://education.veritasrm.com/hubfs/Couple%20of%20paramedics%20examining%20woman%20on%20the%20street.jpeg)](https://education.veritasrm.com/the-first-24-hours-after-an-injury) #### [The First 24 Hours After an Injury](https://education.veritasrm.com/the-first-24-hours-after-an-injury) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : June 29, 2024 at 10:14 AM The moment an injury occurs, it initiates a sequence of events that can last for weeks or even months. But no matter how prolonged the recovery... [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Read More](https://education.veritasrm.com/the-first-24-hours-after-an-injury) [![The Obesity Epidemic and WC Costs...](https://education.veritasrm.com/hubfs/Pretty%20young%20woman%20making%20a%20decision%20with%20arrows%20and%20question%20mark%20above%20her%20head.jpeg)](https://education.veritasrm.com/what-is-their-connection) #### [The Obesity Epidemic and WC Costs...](https://education.veritasrm.com/what-is-their-connection) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : July 31, 2024 at 10:34 AM The Obesity Epidemic and WC Costs – What Is Their Connection? [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Read More](https://education.veritasrm.com/what-is-their-connection) [![What is the Impact of Comorbidities on Workers' Comp?](https://education.veritasrm.com/hubfs/Female%20doctor%20at%20the%20hospital%20wearing%20a%20facemask.jpeg)](https://education.veritasrm.com/what-is-the-impact-of-comorbidities-on-workers-comp) #### [What is the Impact of Comorbidities on Workers' Comp?](https://education.veritasrm.com/what-is-the-impact-of-comorbidities-on-workers-comp) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : August 3, 2024 at 10:35 AM The Impact of Comorbidities on Workers' Compensation Programs [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Read More](https://education.veritasrm.com/what-is-the-impact-of-comorbidities-on-workers-comp) ##### Site Navigation Site Navigation - [Home](https://veritasrm.com) - [Personal](https://veritasrm.com/personal/) - [Business](https://veritasrm.com/insure-your-business/business-insurance/) - [About us](https://veritasrm.com/meet-our-team/) - [Contact us](https://veritasrm.com/contact-us/) - [Blog](https://veritasrm.com/blog/) - [Service Center](https://veritasrm.com/service-center/) ##### Contact Contact - [4451 North Roan Street Suite #201](https://www.google.com/maps/place/Veritas+Risk+Management+and+Insurance+Services/@36.3843639,-82.4100702,15z/data=!4m14!1m7!3m6!1s0x885a881f771d2425:0xf3c063745e16f772!2sVeritas+Risk+Management+and+Insurance+Services!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4!3m5!1s0x885a881f771d2425:0xf3c063745e16f772!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4) - [Johnson City, TN 37615](https://www.google.com/maps/place/4451+N+Roan+St+%23201,+Johnson+City,+TN+37615/@36.38462,-82.4098307,17z/data=!3m1!4b1!4m6!3m5!1s0x885a8815fdb65d9d:0xf09c719d3519939!8m2!3d36.38462!4d-82.4098307!16s%2Fg%2F11n_yvqhzc) - [(423) 292-4142](tel:423-292-4142) - [help@VeritasRM.com](mailto:help@VeritasRM.com) - [Monday - Friday 8:30a - 5:00p](https://Veritasrm.com) - [Career Opportunities](https://veritasrm.com/career-opportunities/) [![Screenshot\_2022-07-27\_161347-removebg-preview](https://education.veritasrm.com/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png)](https://veritasrm.com/) © 2026 All Rights Reserved ©2022 Veritas Risk Management & Insurance Services [*Facebook*](https://www.facebook.com/veritasrm/)[*Twitter*](https://twitter.com/veritas_ins)[*Instagram*](https://www.instagram.com/veritasriskmanagement/?hl=en)[*LinkedIn*](https://www.linkedin.com/company/veritasrm)[*YouTube*](https://www.youtube.com/c/VeritasRiskManagementIncJohnsonCity) *Return to Top* ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Andrew Darlington", "url" : "https://education.veritasrm.com/author/andrew-darlington" }, "dateModified" : "2024-10-10T18:27:00.430Z", "datePublished" : "2024-10-10T18:27:00.000Z", "headline" : "Workers' Comp: Frequently Asked Questions", "image" : [ "https://education.veritasrm.com/hubfs/Top%20view%20of%20businessman%20looking%20at%20question%20mark%20on%20floor.jpeg" ], "mainEntityOfPage" : { "@id" : "https://education.veritasrm.com/wc-frequently-asked-questions", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://education.veritasrm.com/hubfs/LOGO.png" }, "name" : "Veritas Risk Management, Inc." } } ```