--- title: Protecting Your Construction Projects from Start to Finish description: Protect your construction projects with comprehensive builders' risk insurance from Veritas. Learn about coverage options for residential and commercial projects, key features, and additional services. image: https://education.veritasrm.com/hubfs/Your%20paragraph%20text%20(1)-2.png --- [Skip to the main content.](https://education.veritasrm.com/protecting-your-construction-projects#main-content) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png?width=679&height=124&name=Screenshot_2022-07-27_161347-removebg-preview.png "Veritas Insurance")](https://veritasrm.com/) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/veritasrm-1.png?width=1000&height=145&name=veritasrm-1.png "Veritas Insurance")](https://veritasrm.com/) - Get Insurance - [Business Insurance](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) Search *Search* Toggle Menu Search *Search* Toggle Menu - Get Insurance *Toggle Menu* - [Business Insurance *Toggle Menu*](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us *Toggle Menu* - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team *Toggle Menu*](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) [*Facebook*](https://education.veritasrm.com/protecting-your-construction-projects#0) [*Instagram*](https://education.veritasrm.com/protecting-your-construction-projects#0) [*LinkedIn*](https://education.veritasrm.com/protecting-your-construction-projects#0) [*Twitter*](https://education.veritasrm.com/protecting-your-construction-projects#0) [*Youtube*](https://education.veritasrm.com/protecting-your-construction-projects#0) [*Medium*](https://education.veritasrm.com/protecting-your-construction-projects#0) 2 min read # Protecting Your Construction Projects from Start to Finish [![Picture of Andrew Darlington](https://education.veritasrm.com/hubfs/DarlingtonFace.jpg) Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : August 5, 2024 at 9:30 AM [builders risk](https://education.veritasrm.com/tag/builders-risk) [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Roofing](https://education.veritasrm.com/tag/roofing) ![Protecting Your Construction Projects from Start to Finish](https://education.veritasrm.com/hubfs/Your%20paragraph%20text%20(1)-2.png) ### Click Below and Listen To "Protecting Your Construction Projects from Start to Finish" ## Introduction  Starting a construction project involves various risks, making it essential to have comprehensive builders' risk insurance. This specialized insurance covers buildings and structures during the construction phase, offering protection against unforeseen events. This guide will help you navigate the coverage options provided by Veritas, safeguarding your construction project throughout its duration. ### An Overview of Builders Risk Insurance Builders risk insurance, also known as course of construction insurance, protects buildings and structures under construction. It covers various risks such as fire, theft, vandalism, and certain weather-related damages that may occur during the building process. #### Coverage Options for Various Project Types Veritas provides builders with risk coverage for various projects, including residential and commercial construction. Here are some coverage options available: 1. **Residential Projects** - **New Home Construction**: Protects custom, modular, and tract homes, apartments and condos (1-4 units), duplexes, detached garages, and outdoor living spaces. - **Home Remodeling**: Covers bathroom and kitchen upgrades, additional stories, ground-floor additions, and removal of load-bearing walls. - **Home Installation**: Includes protection for installing cabinets, countertops, HVAC units, roofing, plumbing, tile, and flooring. 2. **Commercial Projects** - **New Construction**: Covers apartments and condos (5+ units), convenience stores, gas stations, dealerships, hotels, office buildings, retail, and grocery stores. - **Commercial Remodeling**: Includes hotel room upgrades, office interior renovations, outdoor dining expansions, retail store enlargements, and storefront improvements. - **Commercial Installation**: Protects against risks related to installing HVAC or boiler systems, motors and blowers for water treatment plants, playgrounds, asphalt, concrete, and turf for recreational fields. ### Key Features of Builders Risk Insurance Builders risk insurance policies from Veritas come with several essential features and optional endorsements to provide robust protection for your construction projects: 1. **Coverage Scope** - **Property in Transit and Temporary Locations**: Protects property while in transit or at temporary sites. - **Backup of Sewers, Drains, and Sumps**: Covers damages from sewer or drain backups. - **Valuable Papers and Records**: Safeguards important documents related to the construction project. - **Debris Removal**: Includes coverage for removing debris after a covered loss. - **Pollutant Cleanup and Removal**: Covers costs associated with cleaning up pollutants after a loss. - **Fire Department Service Charge**: Covers charges from fire department services. 2. **Profit and Soft Costs** - **Profit Protection**: Includes projected profit in the total value of the construction project. - **Soft Costs**: Covers additional costs such as loan interest, insurance premiums, advertising, and more. 3. **Natural Disasters and Occupancy** - **Flood and Earthquake Coverage**: Protects against flood and earthquake damages. - **Permission to Occupy**: Covers properties with specific occupancy requirements. #### Additional Services Choosing the right builders' risk insurance policy also involves considering additional services provided: 1. **Flexible Billing and Claims Management** - Offers flexible billing options and 24-hour claim reporting. - Provides online tools for efficient claim monitoring and management. 2. **Financial Stability** - Policies backed by financially stable, A-rated carriers. 3. **Expert Support** - Access to expert support for policy issuance and claims. ### About Veritas Veritas stands out as the top provider of insurance and risk management services in Northeast Tennessee, Southwest Virginia, and nearby regions. Our team of experienced agents is dedicated to safeguarding your most valued assets, delivering top-notch customer service, tailored attention, and competitive rates. The name Veritas, meaning "truth" in Latin, reflects our commitment to integrity and honesty in every interaction. For more information, explore our resources on [workers' compensation](https://veritasrm.com/tricities-workers-compensation-insurance/) and [roofing insurance](https://veritasrm.com/protecting-your-roofing-business/). ### Conclusion Builders' risk insurance is a vital component of any construction project, providing essential protection against unforeseen risks. By understanding the available coverage options and asking the right questions, you can select a policy that offers robust protection for your project. For more information on obtaining builders risk coverage for your project, visit [Veritas](https://veritasrm.com) and start today. - [Tweet](https://twitter.com/share) [![A Guide to Builders Risk Insurance](https://education.veritasrm.com/hubfs/Your%20paragraph%20text-2.png)](https://education.veritasrm.com/builders-risk-insurance-guide) #### [A Guide to Builders Risk Insurance](https://education.veritasrm.com/builders-risk-insurance-guide) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : August 1, 2024 at 11:28 PM Safeguarding Your Construction Endeavors Embarking on a construction project, whether residential or commercial, involves numerous risks. Builders... [builders risk insurance](https://education.veritasrm.com/tag/builders-risk-insurance) [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Read More](https://education.veritasrm.com/builders-risk-insurance-guide) [![A Guide To Builders Risk Coverage](https://education.veritasrm.com/hubfs/Screenshot%202024-07-26%20at%2010.47.00%20AM.png)](https://education.veritasrm.com/builders-risk-coverage-guide) #### [A Guide To Builders Risk Coverage](https://education.veritasrm.com/builders-risk-coverage-guide) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : July 30, 2024 at 3:04 PM Protecting Your Construction Project When embarking on a construction project, whether it's a residential home or a large commercial structure,... [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Roofing](https://education.veritasrm.com/tag/roofing) [Read More](https://education.veritasrm.com/builders-risk-coverage-guide) [![Legal Requirements for Fall Protection: A Complete Guide](https://education.veritasrm.com/hubfs/2-Jun-14-2024-01-56-31-2435-PM.png)](https://education.veritasrm.com/legal-requirements-for-fall-protection-a-complete-guide) #### [Legal Requirements for Fall Protection: A Complete Guide](https://education.veritasrm.com/legal-requirements-for-fall-protection-a-complete-guide) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : June 14, 2024 at 9:57 AM [Business Insurance](https://education.veritasrm.com/tag/business-insurance) [builders risk insurance](https://education.veritasrm.com/tag/builders-risk-insurance) [Workers' Compensation](https://education.veritasrm.com/tag/workers-compensation) [Roofing](https://education.veritasrm.com/tag/roofing) [Read More](https://education.veritasrm.com/legal-requirements-for-fall-protection-a-complete-guide) ##### Site Navigation Site Navigation - [Home](https://veritasrm.com) - [Personal](https://veritasrm.com/personal/) - [Business](https://veritasrm.com/insure-your-business/business-insurance/) - [About us](https://veritasrm.com/meet-our-team/) - [Contact us](https://veritasrm.com/contact-us/) - [Blog](https://veritasrm.com/blog/) - [Service Center](https://veritasrm.com/service-center/) ##### Contact Contact - [4451 North Roan Street Suite #201](https://www.google.com/maps/place/Veritas+Risk+Management+and+Insurance+Services/@36.3843639,-82.4100702,15z/data=!4m14!1m7!3m6!1s0x885a881f771d2425:0xf3c063745e16f772!2sVeritas+Risk+Management+and+Insurance+Services!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4!3m5!1s0x885a881f771d2425:0xf3c063745e16f772!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4) - [Johnson City, TN 37615](https://www.google.com/maps/place/4451+N+Roan+St+%23201,+Johnson+City,+TN+37615/@36.38462,-82.4098307,17z/data=!3m1!4b1!4m6!3m5!1s0x885a8815fdb65d9d:0xf09c719d3519939!8m2!3d36.38462!4d-82.4098307!16s%2Fg%2F11n_yvqhzc) - [(423) 292-4142](tel:423-292-4142) - [help@VeritasRM.com](mailto:help@VeritasRM.com) - [Monday - Friday 8:30a - 5:00p](https://Veritasrm.com) - [Career Opportunities](https://veritasrm.com/career-opportunities/) [![Screenshot\_2022-07-27\_161347-removebg-preview](https://education.veritasrm.com/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png)](https://veritasrm.com/) © 2026 All Rights Reserved ©2022 Veritas Risk Management & Insurance Services [*Facebook*](https://www.facebook.com/veritasrm/)[*Twitter*](https://twitter.com/veritas_ins)[*Instagram*](https://www.instagram.com/veritasriskmanagement/?hl=en)[*LinkedIn*](https://www.linkedin.com/company/veritasrm)[*YouTube*](https://www.youtube.com/c/VeritasRiskManagementIncJohnsonCity) *Return to Top* ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Andrew Darlington", "url" : "https://education.veritasrm.com/author/andrew-darlington" }, "dateModified" : "2024-08-05T13:30:00.420Z", "datePublished" : "2024-08-05T13:30:00.000Z", "headline" : "Protecting Your Construction Projects from Start to Finish", "image" : [ "https://education.veritasrm.com/hubfs/Your%20paragraph%20text%20(1)-2.png" ], "mainEntityOfPage" : { "@id" : "https://education.veritasrm.com/protecting-your-construction-projects", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://education.veritasrm.com/hubfs/LOGO.png" }, "name" : "Veritas Risk Management, Inc." } } ```