--- title: Erie Life Child Rider Life Insurance description: Erie Life Insurance Children's Term Rider provides level term life insurance on the insured’s children, stepchildren or legally adopted children  image: https://education.veritasrm.com/hubfs/Darlington%20Family/Darlingtons%20at%20Park.jpeg --- [Skip to the main content.](https://education.veritasrm.com/erie-life-insurance-childrens-coverage-rider#main-content) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png?width=679&height=124&name=Screenshot_2022-07-27_161347-removebg-preview.png "Veritas Insurance")](https://veritasrm.com/) [![Veritas Insurance](https://education.veritasrm.com/hs-fs/hubfs/veritasrm-1.png?width=1000&height=145&name=veritasrm-1.png "Veritas Insurance")](https://veritasrm.com/) - Get Insurance - [Business Insurance](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) Search *Search* Toggle Menu Search *Search* Toggle Menu - Get Insurance *Toggle Menu* - [Business Insurance *Toggle Menu*](https://veritasrm.com/insure-your-business/) - [Types of Coverage](https://veritasrm.com/insure-your-business/business-insurance/) - [Personal Insurance](https://veritasrm.com/personal/) - About Us *Toggle Menu* - [Companies We Represent](https://veritasrm.com/companies-we-represent/) - [Contact Us](https://veritasrm.com/contact-us/) - [Meet Our Team *Toggle Menu*](https://veritasrm.com/meet-our-team/) - [Andrew Darlington](https://veritasrm.com/andrew-darlington/) - [Tammy Collins](https://veritasrm.com/tammy-collins/) - [Regina Davis](https://veritasrm.com/regina-davis/) - [Jennifer Plaisted](https://veritasrm.com/jennifer-plaisted/) - [Tony Dale](https://veritasrm.com/tony-dale/) - [Jonathan Lugo](https://veritasrm.com/jonathan-lugo/) - [Laryn Hurley](https://veritasrm.com/laryn-hurley/) - [Sheri Taylor](https://veritasrm.com/sheri-taylor/) - [Lynn Hodge](https://veritasrm.com/lynn-hodge/) - [Heather Trent](https://veritasrm.com/heather-trent/) - [Andy Warner](https://veritasrm.com/andy-warner/) - [Sarrah Rossi](https://veritasrm.com/sarrah-rossi/) - [Refer Us and Win](https://veritasrm.com/refer-us-and-win/) - [Blog](https://education.veritasrm.com) [*Facebook*](https://education.veritasrm.com/erie-life-insurance-childrens-coverage-rider#0) [*Instagram*](https://education.veritasrm.com/erie-life-insurance-childrens-coverage-rider#0) [*LinkedIn*](https://education.veritasrm.com/erie-life-insurance-childrens-coverage-rider#0) [*Twitter*](https://education.veritasrm.com/erie-life-insurance-childrens-coverage-rider#0) [*Youtube*](https://education.veritasrm.com/erie-life-insurance-childrens-coverage-rider#0) [*Medium*](https://education.veritasrm.com/erie-life-insurance-childrens-coverage-rider#0) 2 min read # Erie Life Child Rider Life Insurance [![Picture of Andrew Darlington](https://education.veritasrm.com/hubfs/DarlingtonFace.jpg) Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : April 5, 2023 at 4:28 PM [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [Life Insurance Riders](https://education.veritasrm.com/tag/life-insurance-riders) ![Erie Life Child Rider Life Insurance](https://education.veritasrm.com/hubfs/Darlington%20Family/Darlingtons%20at%20Park.jpeg) ### Click Below and Listen To "Erie Life Child Rider Life Insurance" Erie Life Child Rider Life Insurance 2:52 One of the great things about [Erie Life Insurance](https://education.veritasrm.com/en-us/erie-life-insurance) is their Children's Term Rider that can be added on to an Erie Life Insurance Term Policy, Erie Life Universal ErieSecure Life Policy, or an Erie Life Insurance Whole Life Policy.    This Life Insurance rider provides level term insurance coverage on the lives of the insured’s children, stepchildren or legally adopted children who are named in the application. If you later have more kids by either birth or adoption after the policy is issued, they may be automatically covered.    Another great thing about Children's Rider for Life Insurance is that it does not matter how many children you have, there is just one low price to cover all of your kids!   [![Schedule a call with our Life Insurance Agent Lynn Hodge](https://no-cache.hubspot.com/cta/default/22310069/f380adc7-cf52-4161-99c1-34a1fb9bc6f0.png)](https://cta-redirect.hubspot.com/cta/redirect/22310069/f380adc7-cf52-4161-99c1-34a1fb9bc6f0)   You can pick a level death benefit from $1,000 to $10,000 for a policy and husband and wife can both get that same Erie Life Insurance Children's Term Rider on their Erie Family Life Policy for a total coverage amount of $20,000.  The cost for this rider is usually under $6 per month.   The coverage will end based on a few triggers such as when a child turns 25 or when the insured on the Erie Life Policy turns 65.       The cool thing about this, is that all coverages are convertible at their expiration for up to five times the original amount of insurance! This means that if you have $10,000 of coverage, your child can get $50,000 of coverage with no health questions asked when they turn 25 as long as your policy is in force with the rider. This is not the same thing as a [Guaranteed Insurability Rider](https://education.veritasrm.com/erie-life-insurance-guaranteed-insurability-option-rider) that you might find on a traditional life policy.   This Children's Rider Life Insurance endorsement is allowed on Erie Life Insurance Term policies as well as Erie Life Insurance Universal Life policies and Erie Insurance Whole Life policies.   Last and definitely not least, don't forget that if you have at least $100,000 of life insurance with Erie Life Insurance, you qualify for a discount on your Erie Home Insurance and your [Erie Auto Insurance](https://education.veritasrm.com/en-us/family-insurance-review-johnson-city-office-0)!  Many times we have found that the cost of the life insurance is LESS than the discount you get on your Erie Auto Insurance policy so basically the policy is FREE!   If you are looking for a [local Erie Life Insurance agent](https://education.veritasrm.com/en-us/veritas-your-local-independent-erie-insurance-agent) in Johnson City or Kingsport Tennessee, give us a call at [423-292-4142](tel:423-292-4142) and let us help you understand the options that Erie Life Insurance has to offer.     [![Schedule a call with our Life Insurance Agent Lynn Hodge](https://no-cache.hubspot.com/cta/default/22310069/3e65da75-58c4-4bd4-9036-b1aaded46d29.png)](https://cta-redirect.hubspot.com/cta/redirect/22310069/3e65da75-58c4-4bd4-9036-b1aaded46d29)   We are licensed with Erie Insurance in Tennessee, Virginia, and North Carolina and would be honored to serve you!   For more information about [Erie Life Insurance](https://education.veritasrm.com/en-us/erie-life-insurance) or the other Erie Life Insurance riders available, you can either call our office , just [click here](https://education.veritasrm.com/en-us/erie-life-insurance), or schedule a time on the calendar below.  ### Do you have questions about what you just read? Just ask! - [Tweet](https://twitter.com/share) [![How to get FREE Life Insurance with Erie Insurance](https://education.veritasrm.com/hubfs/Darlington%20Family/Darlington%20Family.jpg)](https://education.veritasrm.com/how-to-get-free-life-insurance-with-erie-insurance) 1 min read #### [How to get FREE Life Insurance with Erie Insurance](https://education.veritasrm.com/how-to-get-free-life-insurance-with-erie-insurance) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : August 16, 2023 at 11:18 AM Yes, truth be told, I said this because I thought it might make more people click on the link (and it did work for you!), but in actuality, it is... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [Life Insurance Riders](https://education.veritasrm.com/tag/life-insurance-riders) [Read More](https://education.veritasrm.com/how-to-get-free-life-insurance-with-erie-insurance) [![Erie Insurance Guaranteed Insurability Rider](https://education.veritasrm.com/hubfs/Imported_Blog_Media/whyyouneedlifeins_VeritasBlog.jpg)](https://education.veritasrm.com/erie-life-insurance-guaranteed-insurability-option-rider) #### [Erie Insurance Guaranteed Insurability Rider](https://education.veritasrm.com/erie-life-insurance-guaranteed-insurability-option-rider) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : April 24, 2023 at 12:43 PM Lock in Your Future: Why Erie’s Guaranteed Insurability Rider is a Life Insurance Game-Changer Erie Life Insurance has some really great Life... [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [Life Insurance Riders](https://education.veritasrm.com/tag/life-insurance-riders) [Life Insurance Guaranteed Insurability Rider](https://education.veritasrm.com/tag/life-insurance-guaranteed-insurability-rider) [Read More](https://education.veritasrm.com/erie-life-insurance-guaranteed-insurability-option-rider) [![Beginner’s Guide: What Life Insurance Policy Never Expires](https://education.veritasrm.com/hubfs/Screenshot%202024-05-15%20at%2010.16.21%20AM.png)](https://education.veritasrm.com/beginners-guide-what-life-insurance-policy-never-expires) 10 min read #### [Beginner’s Guide: What Life Insurance Policy Never Expires](https://education.veritasrm.com/beginners-guide-what-life-insurance-policy-never-expires) ![Picture of Andrew Darlington](https://education.veritasrm.com/hs-fs/hubfs/DarlingtonFace.jpg?width=30&name=DarlingtonFace.jpg) [Andrew Darlington](https://education.veritasrm.com/author/andrew-darlington) : May 15, 2024 at 10:30 AM Key Highlights Permanent life insurance provides lifelong coverage and never expires There are different types of permanent life insurance... [blog](https://education.veritasrm.com/tag/blog) [Erie Life Insurance](https://education.veritasrm.com/tag/erie-life-insurance) [Life Insurance Riders](https://education.veritasrm.com/tag/life-insurance-riders) [Beginner's Guide](https://education.veritasrm.com/tag/beginners-guide) [Read More](https://education.veritasrm.com/beginners-guide-what-life-insurance-policy-never-expires) ##### Site Navigation Site Navigation - [Home](https://veritasrm.com) - [Personal](https://veritasrm.com/personal/) - [Business](https://veritasrm.com/insure-your-business/business-insurance/) - [About us](https://veritasrm.com/meet-our-team/) - [Contact us](https://veritasrm.com/contact-us/) - [Blog](https://veritasrm.com/blog/) - [Service Center](https://veritasrm.com/service-center/) ##### Contact Contact - [4451 North Roan Street Suite #201](https://www.google.com/maps/place/Veritas+Risk+Management+and+Insurance+Services/@36.3843639,-82.4100702,15z/data=!4m14!1m7!3m6!1s0x885a881f771d2425:0xf3c063745e16f772!2sVeritas+Risk+Management+and+Insurance+Services!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4!3m5!1s0x885a881f771d2425:0xf3c063745e16f772!8m2!3d36.3842735!4d-82.4097824!16s%2Fg%2F1thd7db4) - [Johnson City, TN 37615](https://www.google.com/maps/place/4451+N+Roan+St+%23201,+Johnson+City,+TN+37615/@36.38462,-82.4098307,17z/data=!3m1!4b1!4m6!3m5!1s0x885a8815fdb65d9d:0xf09c719d3519939!8m2!3d36.38462!4d-82.4098307!16s%2Fg%2F11n_yvqhzc) - [(423) 292-4142](tel:423-292-4142) - [help@VeritasRM.com](mailto:help@VeritasRM.com) - [Monday - Friday 8:30a - 5:00p](https://Veritasrm.com) - [Career Opportunities](https://veritasrm.com/career-opportunities/) [![Screenshot\_2022-07-27\_161347-removebg-preview](https://education.veritasrm.com/hubfs/Screenshot_2022-07-27_161347-removebg-preview.png)](https://veritasrm.com/) © 2026 All Rights Reserved ©2022 Veritas Risk Management & Insurance Services [*Facebook*](https://www.facebook.com/veritasrm/)[*Twitter*](https://twitter.com/veritas_ins)[*Instagram*](https://www.instagram.com/veritasriskmanagement/?hl=en)[*LinkedIn*](https://www.linkedin.com/company/veritasrm)[*YouTube*](https://www.youtube.com/c/VeritasRiskManagementIncJohnsonCity) *Return to Top* ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Andrew Darlington", "url" : "https://education.veritasrm.com/author/andrew-darlington" }, "dateModified" : "2025-10-02T20:25:38.335Z", "datePublished" : "2023-04-05T20:28:50.000Z", "headline" : "Erie Life Child Rider Life Insurance", "image" : [ "https://education.veritasrm.com/hubfs/Darlington%20Family/Darlingtons%20at%20Park.jpeg" ], "mainEntityOfPage" : { "@id" : "https://education.veritasrm.com/erie-life-insurance-childrens-coverage-rider", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://education.veritasrm.com/hubfs/LOGO.png" }, "name" : "Veritas Risk Management, Inc." } } ```