YES, I NEED TO BUY SR22 INSURANCE COVERAGE
We are locally owned and have local agents in offices in Johnson City and Kingsport Tennessee, and to serve you better we use cutting-edge technology to streamline the process of buying SR-22 insurance to make sure we are providing you the best possible coverage at the best possible rate!
In 2 Steps and less than 20 seconds you will be able to send us your existing insurance coverages so we can make sure we are doing a professional job in comparing your coverages.
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SR22 stands for "Safety Responsibility Form #22"
An SR22 in Tennessee is a form that is used by auto insurance companies. This form proves that a driver has the minimum liability insurance coverage required by state law. Because of this, the insurance company will notify the state's Department of Motor Vehicles (DMV) in the event that the driver's insurance coverage lapses or is cancelled. The SR22 form is typically required for drivers who have had certain types of traffic violations or who have been convicted of driving under the influence (DUI) or driving while intoxicated (DWI). According to the 2019 statistics, there were 18,980 DUI arrests and 18 of these were for kids under age 18!
For even more on understanding an SR22, click here to read our blog.
DUI and DWI are acronyms that stand for "Driving Under the Influence" and "Driving While Intoxicated."
These are criminal offenses that involve operating a motor vehicle while impaired by alcohol or drugs.
In most states, a driver is considered to be legally intoxicated if their blood alcohol concentration (BAC) is .08 or higher. However, even if a driver's BAC is below .08, they can still be charged with DUI or DWI. This would be the case if they are visibly impaired and their driving is affected by alcohol or drugs.
DUI and DWI convictions can have serious consequences, including fines, license suspension or revocation, mandatory installation of an ignition interlock device, and even jail time. Repeat offenders or those who cause serious accidents while under the influence may face more severe penalties.